Letter To Collector. The debtor writes the letter to the debt collector to clarify the matter. A letter to a debt collector disputing a debt is a letter that denies the existence of a debt or disapproves the amount due.
If the collection agency first contacts you by phone, insist that they contact you in writing.
A debt dispute letter demands that the collection agency demonstrate that you do indeed owe the debt and can provide detailed information and documents to prove the amount owed.
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The main purpose is to ask for payments from the debtors. The Consumer Financial Protection Bureau recently posted a set of sample letters that you can use to tell debt collectors to leave you alone or to make them prove that you really owe them money. Download the Collector's Toolkit to gain access to our collection letter templates, aging report template, collection call scripts and much more.
